Crypto.com
Crypto app available in every US state except New York, with fees shown in the trade preview.
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Crypto.com key facts
| Category | Crypto exchange |
|---|---|
| US availability | All states except NY |
| Trading fees | 0.25% maker / 0.50% taker (under $10,000 30-day volume) |
| Simple buy fee | Varies, shown in trade preview |
| Staking (US) | Yes, except NY, CA, MD, NJ, WI; service fee deducted from rewards |
| US licenses | MSB, MTLs, broker-dealer, CFTC DCM/DCO, trust charter |
| Custody | Custodial |
| Self-custody wallet | Onchain Wallet, now Ult (self-custodial, by Cronos Labs) |
Not verified yet: debit card purchase, coins available (us). We add a value only after checking it on Crypto.com’s own pages.
What is Crypto.com?
Crypto.com operates a US app for buying, selling, holding and staking crypto. Its US licenses page lists money transmitter, broker-dealer, CFTC exchange and clearing, and trust registrations. For app trades, fees depend on market conditions and are shown in the trade preview.
How Crypto.com works
In the Crypto.com App you buy and sell from a quoted price, and any admin fee is assessed at the time of the trade.
Staking sends assets to validators on each proof-of-stake network, and Crypto.com says it keeps separate blockchain addresses and wallets for customers' staked assets. Rewards follow each protocol's schedule, and unbonding periods are set by the protocol, not by Crypto.com. No rewards accrue while assets unbond. The US licenses page lists a broker-dealer registration, CFTC exchange (DCM) and clearing (DCO) licenses, money transmitter licenses, a non-depository trust company charter, and a national trust bank charter that is so far only conditionally approved.
How to start with Crypto.com
- The app is available in 49 states, Washington, D.C. and US territories including Puerto Rico, Guam and the US Virgin Islands.
- New York is the exception, and Crypto.com calls it a restricted state it aims to serve.
- The prepaid debit card is not offered in the territories, but the Visa Signature credit card is available everywhere the app is.
- Staking is closed to residents of New York, California, Maryland, New Jersey and Wisconsin.
- To stake, open Staking in the app, select a token, then review and confirm.
Crypto.com fees and limits
Crypto.com may charge an admin fee when you buy, sell or transact. The help center gives no fixed rate: the fee depends on market conditions, volatility, liquidity and promotions, and it shows up on the trade preview screen. For staking, Crypto.com deducts its service fees from the rewards received from validators, and the US staking page does not list the rates.
Risks to know before using Crypto.com
- A validator that misbehaves or fails to validate can have its rewards cut or part of the staked amount taken away, and that can affect everyone staking through it.
- Crypto.com's advertised staking rates are estimates that exclude its own fees and are not guaranteed.
Crypto.com alternatives
Other exchanges US customers compare with Crypto.com.
The largest US-listed crypto exchange, with a simple buy screen and the Coinbase Advanced order book.
Crypto.com vs Coinbase →US crypto exchange and custodian, public since September 2025, available in all 50 states.
Crypto trading inside the Robinhood app, commission-free by default with an optional exchange-routing mode.
US-available crypto exchange with an instant-buy app and the Kraken Pro order book.
US exchange run separately from Binance.com, with low order-book fees but limited state coverage.
Multi-asset platform for crypto, fiat and precious metals, priced with a spread instead of a commission.
Where Crypto.com ranks on DappAtlas
Crypto.com compared
Crypto.com pros and cons
- Available in all states except New York
- Holds CFTC exchange and clearing licenses
- Staking offered in most states
- Not available in New York
- No fixed trading fee rate published for the US app
- Some fee discounts require holding the CRO token
Crypto.com FAQ
What is Crypto.com?
Crypto.com operates a US app for buying, selling, holding and staking crypto. Its US licenses page lists money transmitter, broker-dealer, CFTC exchange and clearing, and trust registrations. For app trades, fees depend on market conditions and are shown in the trade preview.
Is Crypto.com available in the US?
All states except NY, according to Crypto.com’s own page (checked Sep 26, 2026).
What are Crypto.com’s trading fees?
At the lowest volume tier: 0.25% maker / 0.50% taker (under $10,000 30-day volume). Higher-volume traders pay less.
How much does it cost to buy crypto on Crypto.com?
On the simple buy screen: Varies, shown in trade preview.
Can I stake on Crypto.com?
Yes, except NY, CA, MD, NJ, WI; service fee deducted from rewards.
Does Crypto.com hold my crypto?
Crypto.com is custodial: it holds the keys to your balance. To hold your own keys, withdraw to a self-custody wallet.
Sources
How this page works
Sources: Crypto.com: official site, Crypto.com: US states where the app is available, Crypto.com: purchase fees. Data as of Oct 1, 2026.
Not affiliated with any project listed. Educational content, not financial advice.