Uphold
Multi-asset platform for crypto, fiat and precious metals, priced with a spread instead of a commission.
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Uphold key facts
| Category | Crypto exchange |
|---|---|
| US availability | No regulator listed for HI, LA, MA, MT, NE, NY, WI |
| Trading fees | No commission; spread 2.05–3.8% |
| Simple buy fee | Spread 2.05–3.8% |
| Debit card purchase | Not verified |
| Coins available (US) | Not verified |
| Staking (US) | Yes (staking program) |
| US licenses | FinCEN MSB, state MTLs |
| Custody | Custodial |
| Self-custody wallet | Uphold Vault (2-of-3 keys) |
What is Uphold?
Uphold is a multi-asset platform for crypto, fiat currencies and precious metals. US customers are served by Uphold HQ Inc. in San Francisco. Trades carry no commission; the cost is a spread. Uphold also offers Vault, an assisted self-custody wallet.
Uphold alternatives
Other exchanges US customers compare with Uphold.
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US crypto exchange and custodian, public since September 2025, available in all 50 states.
Uphold pros and cons
- Assisted self-custody through Uphold Vault
- Precious metals as well as crypto
- Licensed as a money transmitter in most states
- Spreads of about 2–3.8% on crypto
- No regulator listed for 7 states, including New York
- Spreads widen when markets are volatile
Uphold FAQ
What is Uphold?
Uphold is a multi-asset platform for crypto, fiat currencies and precious metals. US customers are served by Uphold HQ Inc. in San Francisco. Trades carry no commission; the cost is a spread. Uphold also offers Vault, an assisted self-custody wallet.
Is Uphold available in the US?
No regulator listed for HI, LA, MA, MT, NE, NY, WI, according to Uphold’s own page (checked Sep 26, 2026).
What are Uphold’s trading fees?
At the lowest volume tier: No commission; spread 2.05–3.8%. Higher-volume traders pay less.
How much does it cost to buy crypto on Uphold?
On the simple buy screen: Spread 2.05–3.8%.
Can I stake on Uphold?
Yes (staking program).
Does Uphold hold my crypto?
Uphold is custodial: it holds the keys to your balance. To hold your own keys, withdraw to a self-custody wallet.
Sources
How this page works
Sources: Uphold: official site, Uphold service fees, Uphold staking program terms. Data as of Sep 26, 2026.
Not affiliated with any project listed. Educational content, not financial advice.