Binance.US
US exchange run separately from Binance.com, with low order-book fees but limited state coverage.
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Binance.US key facts
| Category | Crypto exchange |
|---|---|
| US availability | Not in AK, CT, GA, ME, NY, NC, ND, OH, OR, TX, VT, WA |
| Trading fees | 0% maker / 0.02% taker |
| Simple buy fee | Spread shown before purchase |
| Debit card purchase | 3.99% |
| Coins available (US) | 200+ |
| Staking (US) | Yes, 25+ assets |
| US licenses | FinCEN MSB, MTLs in 32 jurisdictions |
| Custody | Custodial |
| Self-custody wallet | Web3 Wallet, early preview for select users |
What is Binance.US?
Binance.US is a US crypto exchange operated by BAM Trading Services, Inc., separately from Binance.com. It lists over 200 cryptoassets, offers staking on 25+ of them, and charges 0% maker fees on its order book.
How Binance.US works
Binance.US has two ways to buy.
Buy, Sell and Convert lock a quote on the Preview Purchase screen, and the cost is a spread built into that price. Advanced (Spot) Trading uses the order book with no spread: 0% maker and 0.02% taker on most pairs, and 0% maker and 0.01% taker on the Tier 0 pair, BNB/USD.
Fee tiers are recalculated daily at 8:00 PM ET from 30-day volume. The taker fee on standard pairs drops to 0.01% only at $500 million in 30-day volume. Staking pays rewards after a service fee that is already reflected in the estimated rate.
How to start with Binance.US
- You need to live in a supported state.
- Kansas and Wisconsin are crypto-only: you cannot deposit USD or link a bank, but you can fund with crypto.
- Registration is blocked in Alaska, Connecticut, Georgia, Maine, New York, North Carolina, North Dakota, Ohio, Oregon, Texas, Vermont, Washington and several territories.
- Fund with ACH for free.
- Binance.US charges $0 on incoming wires, while card purchases cost 3.99%.
Binance.US fees and limits
- Deposits: crypto and ACH free, wire $0, card 3.99%.
- Withdrawals: ACH free, wire $25, crypto fee shown before you confirm and calculated dynamically.
- Paying trading fees in BNB gives a 5% discount.
- Staking Services take a 9.95% to 39.95% fee from rewards, and the Soft-Stake program takes 90%.
There is no subscription fee.
Risks to know before using Binance.US
- BAM Trading Services is a FinCEN-registered money services business with money transmitter licenses in 32 states (NMLS 1906829), and its fees page says it completes SOC 2 Type II audits.
- The SEC's June 5, 2023 complaint named BAM Trading and alleged Binance.US was secretly controlled by Zhao and Binance.
- On May 29, 2025 the SEC filed a joint stipulation with the defendants to dismiss the case with prejudice.
Binance.US alternatives
Other exchanges US customers compare with Binance.US.
Centralized crypto exchange for spot, margin and futures trading that does not accept US citizens or residents.
The largest US-listed crypto exchange, with a simple buy screen and the Coinbase Advanced order book.
US-available crypto exchange with an instant-buy app and the Kraken Pro order book.
US crypto exchange and custodian, public since September 2025, available in all 50 states.
Crypto app available in every US state except New York, with fees shown in the trade preview.
Crypto trading inside the Robinhood app, commission-free by default with an optional exchange-routing mode.
Where Binance.US ranks on DappAtlas
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Binance.US pros and cons
- 0% maker / 0.02% taker on the lowest tier
- Free ACH deposits and withdrawals
- 200+ assets and staking
- Not available in 12 states, including NY and TX
- 3.99% debit or credit card fee
- No USD services in Kansas or Wisconsin
Binance.US FAQ
What is Binance.US?
Binance.US is a US crypto exchange operated by BAM Trading Services, Inc., separately from Binance.com. It lists over 200 cryptoassets, offers staking on 25+ of them, and charges 0% maker fees on its order book.
Is Binance.US available in the US?
Not in AK, CT, GA, ME, NY, NC, ND, OH, OR, TX, VT, WA, according to Binance.US’s own page (checked Sep 26, 2026).
What are Binance.US’s trading fees?
At the lowest volume tier: 0% maker / 0.02% taker. Higher-volume traders pay less.
How much does it cost to buy crypto on Binance.US?
On the simple buy screen: Spread shown before purchase.
Can I stake on Binance.US?
Yes, 25+ assets.
Does Binance.US hold my crypto?
Binance.US is custodial: it holds the keys to your balance. To hold your own keys, withdraw to a self-custody wallet.
What changed
Sources
How this page works
Sources: Binance.US: official site, Binance.US: supported states, Binance.US fees. Data as of Oct 1, 2026.
Not affiliated with any project listed. Educational content, not financial advice.