Gemini
US crypto exchange and custodian, public since September 2025, available in all 50 states.
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Gemini key facts
| Category | Crypto exchange |
|---|---|
| US availability | All 50 states, DC and Puerto Rico |
| Trading fees | 0.60% maker / 1.20% taker |
| Simple buy fee | Varies, shown before you confirm |
| Debit card purchase | 3.49% of the purchase (debit card) |
| Coins available (US) | 79 listed for trading; some not available in New York |
| Staking (US) | Yes (ETH, SOL, MON), up to 35% fee on rewards |
| US licenses | NY trust company (NYDFS), state MTLs |
| Custody | Custodial |
| Self-custody wallet | Gemini Wallet (passkey smart wallet, no seed phrase) |
What is Gemini?
Gemini runs a web and mobile crypto exchange and also offers custody, staking, a USD stablecoin and a crypto-rewards credit card. Its holding company, Gemini Space Station, Inc., went public in September 2025. In 2024 it paid a $37 million fine to the New York regulator over its former Earn program.
How Gemini works
Gemini has two trading interfaces on one account.
Gemini mode on web and mobile is a buy, sell and convert screen with a fee and spread calculated per order. ActiveTrader is an order book with maker and taker fees tiered by 30-day volume. Limit orders placed anywhere on Gemini are charged on the maker and taker schedule. Gemini also publishes separate schedules for derivatives, custody and transfers.
Staking currently covers ETH, SOL and MON with no minimum. Gemini says the ETH unbonding period can run anywhere from 6 to 60 days, and SOL usually takes about 3 to 4 days. You can also move coins into Gemini Custody at no charge, but moving them back to the exchange costs $125 per withdrawal.
How to start with Gemini
- US customers can fund by ACH or wire for free, by debit card for 3.49% of the purchase, or by PayPal for 2.50% of the deposit.
- ACH withdrawals are free and a USD wire out costs $25.
- Crypto deposits are free.
- Crypto withdrawal fees are set dynamically to track network costs, and you see the fee before you send.
- Staking is offered only in some US jurisdictions, and Gemini's staking page does not list which ones.
Gemini fees and limits
- ActiveTrader starts at 0.60% maker and 1.20% taker and falls to 0.00% maker and 0.02% taker at $250M in 30-day volume.
- RLUSD/USD, USDC/GUSD and GUSD/USD trade at 0% both ways, and other stablecoin pairs cost 0.01% taker.
- Staking carries a fee of up to 35% of protocol rewards.
Gemini mode does not publish a fixed rate. The fee depends on payment method, order size, market conditions, jurisdiction and asset, and it appears on the review screen with the spread.
Risks to know before using Gemini
- Gemini holds customer assets in custody, and ETH unbonding can tie up staked funds for as long as 60 days.
- Your fee depends on the interface.
- The same trade can cost far more through Gemini mode with a debit card (a 3.49% deposit fee plus the order fee) than as an ActiveTrader limit order funded by ACH.
- Taking coins back out of Gemini Custody costs $125 each time, so plan transfers between the two.
Gemini alternatives
Other exchanges US customers compare with Gemini.
Centralized crypto exchange for spot, margin and futures trading that does not accept US citizens or residents.
The largest US-listed crypto exchange, with a simple buy screen and the Coinbase Advanced order book.
Gemini vs Coinbase →US exchange run separately from Binance.com, with low order-book fees but limited state coverage.
US-available crypto exchange with an instant-buy app and the Kraken Pro order book.
Crypto app available in every US state except New York, with fees shown in the trade preview.
Crypto trading inside the Robinhood app, commission-free by default with an optional exchange-routing mode.
Where Gemini ranks on DappAtlas
Listed next to Gemini
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- Fireblocks Institutional custody
- Cobo Institutional custody
- zerohash Crypto infrastructure for businesses
Gemini compared
Gemini pros and cons
- Available in all 50 states, DC and Puerto Rico
- Public company that files with the SEC
- ActiveTrader fees fall to 0% / 0.02% at high volume
- High entry fees on ActiveTrader: 0.60% maker / 1.20% taker
- $37M NYDFS fine over Gemini Earn (2024)
- Instant-buy fee is not published as a fixed rate
Gemini FAQ
What is Gemini?
Gemini runs a web and mobile crypto exchange and also offers custody, staking, a USD stablecoin and a crypto-rewards credit card. Its holding company, Gemini Space Station, Inc., went public in September 2025. In 2024 it paid a $37 million fine to the New York regulator over its former Earn program.
Is Gemini available in the US?
All 50 states, DC and Puerto Rico, according to Gemini’s own page (checked Sep 26, 2026).
What are Gemini’s trading fees?
At the lowest volume tier: 0.60% maker / 1.20% taker. Higher-volume traders pay less.
How much does it cost to buy crypto on Gemini?
On the simple buy screen: Varies, shown before you confirm.
Can I stake on Gemini?
Yes (ETH, SOL, MON), up to 35% fee on rewards.
Does Gemini hold my crypto?
Gemini is custodial: it holds the keys to your balance. To hold your own keys, withdraw to a self-custody wallet.
Sources
- Gemini: official site
- Gemini: areas of availability
- Gemini ActiveTrader fee schedule
- Gemini fee schedule
- Gemini: Staking
- Gemini Trust Center
- Gemini: Transfer fee schedule
- Gemini Support: What cryptos are supported on the Gemini Exchange
- Gemini Wallet
- Gemini: What are your trading fees
- Gemini: Transaction fees for limit orders
How this page works
Sources: Gemini: official site, Gemini: areas of availability, Gemini ActiveTrader fee schedule. Data as of Oct 1, 2026.
Not affiliated with any project listed. Educational content, not financial advice.