Coinbase vs Crypto.com: Which Exchange Is Better in 2026?
US state coverage, trading fees, licenses and staking, side by side. Every value comes from the exchange’s own pages or regulator filings.
No project pays to be listed. How we compare
Draft: this comparison is being reviewed by our editors before publication.
In this comparison
Coinbase is the better pick for New York residents and for traders who want a published order-book fee; Crypto.com fits app users outside New York who want staking in the same app.
Both run US apps for buying and holding crypto. Coinbase publishes a tiered order-book fee; Crypto.com shows its app fees in the trade preview and does not publish a fixed rate.
Quick verdict: Coinbase or Crypto.com?
Coinbase for coverage and fee transparency; Crypto.com for an all-in-one app outside New York.
New York residents and anyone who wants a published fee schedule.
App users outside New York who want staking and a card in one app.
- Service in all 50 states
- A published order-book fee (0.40% / 0.60%)
- A public, SEC-reporting parent
- One app for buying, staking and spending
- CFTC exchange and clearing licenses
- Staking in most states
Other Coinbase alternatives to compare
The largest global crypto exchange; not available to US residents, who are directed to Binance.US.
Coinbase vs Binance →US crypto exchange and custodian, public since September 2025, available in all 50 states.
Coinbase vs Gemini →US-available crypto exchange with an instant-buy app and the Kraken Pro order book.
Coinbase vs Kraken →Coinbase vs Crypto.com at a glance
| Category | Coinbase | Crypto.com |
|---|---|---|
| US availability ⓘStates the exchange does not serve, from its own page. | All 50 states | All states except NY |
| Trading fees ⓘLowest-volume tier on the advanced order book: maker / taker. | 0.40% maker / 0.60% taker | Not verified |
| Simple buy fee ⓘFee or spread on the one-click buy screen. | Not verified | Varies, shown in trade preview |
| Staking (US) | Not verified | Yes, except NY, CA, MD, NJ, WI |
| US licenses | NY BitLicense, state MTLs, NMLS 1163082 | MSB, MTLs, broker-dealer, CFTC DCM/DCO, trust charter |
| Custody | Custodial | Custodial |
| Self-custody wallet | Coinbase Wallet | Not verified |
Data as of Sep 26, 2026. Sources: each exchange’s own fee schedule, help center and licenses page, and regulator filings. Fees change; check the price preview before you trade.
What are Coinbase and Crypto.com?
Coinbase
Coinbase is a US crypto platform run by Coinbase, Inc., part of the public company Coinbase Global, Inc. It has a simple buy and sell screen and an order-book platform, Coinbase Advanced, with fees tiered by 30-day volume. Its self-custody wallet is a separate app, Coinbase Wallet.
Crypto.com
Crypto.com operates a US app for buying, selling, holding and staking crypto. Its US licenses page lists money transmitter, broker-dealer, CFTC exchange and clearing, and trust registrations. For app trades, fees depend on market conditions and are shown in the trade preview.
Fees
Coinbase publishes more.
Coinbase
Coinbase Advanced: 0.40% maker / 0.60% taker at the lowest tier.
Crypto.com
App fees depend on market conditions and appear in the trade preview; no fixed US rate is published.
Winner: Coinbase on transparency
US availability
Coinbase also covers New York.
Coinbase
All 50 states.
Crypto.com
All states except New York.
Winner: Coinbase
Staking
Both offer it with state limits.
Coinbase
Offered in the US; Coinbase lists state exceptions in its help center.
Crypto.com
Available except in NY, CA, MD, NJ and WI.
Tie
Regulation
Both are licensed money transmitters.
Coinbase
Public parent that reports to the SEC.
Crypto.com
Lists money transmitter, broker-dealer, CFTC DCM/DCO and trust registrations.
Tie
Coinbase or Crypto.com: final verdict
Pick Coinbase if you are in New York or want to see the fee before you open the app.
Pick Crypto.com if you are outside New York and want buying, staking and spending in one app.
- State coverage: Coinbase
- Fee transparency: Coinbase
- US license range: Crypto.com
- Custody: Tie
Educational content, not financial advice. Crypto assets are volatile; only sign transactions you understand.
How we compared Coinbase and Crypto.com
We compared both platforms on what US customers see: which states they serve, the entry-tier order-book fee, the cost of a simple buy, staking availability, licenses and custody. Every value comes from the platform’s own fee schedule, help center or licenses page, or from regulator filings, with the date we checked it.
Coinbase vs Crypto.com: FAQ
Is Crypto.com available in all US states?
No. The Crypto.com app is available in all states except New York, according to its help center.
Does Crypto.com publish its trading fees?
For the US app it says an admin fee may apply, set by market conditions, and shows it in the trade preview. We could not find a fixed rate.
Where can I stake crypto, Coinbase or Crypto.com?
Crypto.com offers staking except in NY, CA, MD, NJ and WI. Coinbase also offers staking with state exceptions.
Can I move crypto from Coinbase to Crypto.com?
Yes. Withdraw from Coinbase to your Crypto.com deposit address for the same coin and network. Send a small test amount first; network fees apply.
Do Coinbase and Crypto.com hold my crypto?
Yes. Both are custodial: the platform holds the keys to your balance. To hold your own keys, withdraw to a self-custody wallet.
Coinbase vs Crypto.com by user type
| If you are… | Pick | Why |
|---|---|---|
| New York resident | Coinbase | Crypto.com is not available in New York. |
| Wants to know fees upfront | Coinbase | Published order-book fees. |
| Wants staking in California | Neither | Both restrict staking in California. |
| Wants one app for everything | Crypto.com | Buying, staking and spending together. |
| Active trader | Coinbase | Order book with a published fee ladder. |
| Outside the US | Neither | This comparison covers US customers only. |
Pros and cons
- Pro: Parent company is public and files with the SEC
- Pro: Stablecoin pairs on Advanced cost 0.00% maker / 0.0045% taker
- Pro: Separate self-custody app: Coinbase Wallet
- Con: Entry fees on Advanced of 0.40% maker / 0.60% taker
- Con: A 2025 data breach exposed customer ID images and partial SSNs
- Con: Simple-buy spread is not published on a page we could check
- Pro: Available in all states except New York
- Pro: Holds CFTC exchange and clearing licenses
- Pro: Staking offered in most states
- Con: Not available in New York
- Con: No fixed trading fee rate published for the US app
- Con: Some fee discounts require holding the CRO token
Sources
How this page works
Sources: Coinbase Advanced fees, Coinbase blog: Coinbase launches in Hawaii (Aug 2024), Crypto.com: US states where the app is available. Data as of Sep 26, 2026.
Not affiliated with any project listed. Educational content, not financial advice.