CEX.IO
Crypto exchange with instant buy and spot trading, serving US residents through CEX.IO Corp. in licensed states.
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CEX.IO key facts
| Category | Crypto exchange |
|---|---|
| US availability | Licensed states only; New York restricted |
| Trading fees | 0.25% (30-day volume up to $10,000) |
| Simple buy fee | Not verified |
| Debit card purchase | 0.49% to 4.99% + service charge |
| Coins available (US) | 83 for instant buy, sell and convert |
| Staking (US) | Not verified |
| US licenses | FinCEN MSB, state MTLs (NMLS 1804170) |
| Custody | Custodial |
| Self-custody wallet | Not verified |
What is CEX.IO?
CEX.IO is a crypto exchange offering instant buy, spot trading and staking. US residents are served by CEX.IO Corp., a FinCEN-registered MSB (NMLS 1804170), only in states where it is licensed; its Terms name New York as a restricted location. Spot fees start at 0.25% for 30-day volume up to $10,000.
CEX.IO alternatives
Other exchanges US customers compare with CEX.IO.
The largest US-listed crypto exchange, with a simple buy screen and the Coinbase Advanced order book.
US exchange run separately from Binance.com, with low order-book fees but limited state coverage.
US-available crypto exchange with an instant-buy app and the Kraken Pro order book.
US crypto exchange and custodian, public since September 2025, available in all 50 states.
Crypto trading inside the Robinhood app, commission-free by default with an optional exchange-routing mode.
Crypto app available in every US state except New York, with fees shown in the trade preview.
CEX.IO pros and cons
- FinCEN MSB with state money transmitter licenses (NMLS 1804170)
- 83 assets listed for US instant buy, sell and convert
- ACH deposits free
- Not available in New York or other unlicensed states
- Card purchases cost 0.49% to 4.99% plus a service charge
- Entry spot fee 0.25%, no separate maker rate
CEX.IO FAQ
What is CEX.IO?
CEX.IO is a crypto exchange offering instant buy, spot trading and staking. US residents are served by CEX.IO Corp., a FinCEN-registered MSB (NMLS 1804170), only in states where it is licensed; its Terms name New York as a restricted location. Spot fees start at 0.25% for 30-day volume up to $10,000.
Is CEX.IO available in the US?
Licensed states only; New York restricted, according to CEX.IO’s own page (checked Sep 26, 2026).
What are CEX.IO’s trading fees?
At the lowest volume tier: 0.25% (30-day volume up to $10,000). Higher-volume traders pay less.
Does CEX.IO hold my crypto?
CEX.IO is custodial: it holds the keys to your balance. To hold your own keys, withdraw to a self-custody wallet.
Sources
How this page works
Sources: CEX.IO: official site, CEX.IO: Terms of Use, CEX.IO: Limits and Commissions. Data as of Sep 26, 2026.
Not affiliated with any project listed. Educational content, not financial advice.