Bitvavo
Dutch crypto exchange for residents of the SEPA zone; accounts cannot be opened from the United States.
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Bitvavo key facts
| Category | Crypto exchange |
|---|---|
| US availability | Not available (SEPA-zone residents only) |
| Trading fees | 0.15% maker / 0.25% taker |
| Debit card purchase | 1.00% (credit card) |
| Coins available (US) | 451 assets |
| Custody | Custodial |
Not verified yet: simple buy fee, staking (us), us licenses, self-custody wallet. We add a value only after checking it on Bitvavo’s own pages.
What is Bitvavo?
Bitvavo is a European crypto exchange built around EUR trading pairs. Its help center states that it only supports users residing in the SEPA zone and that accounts cannot be created from outside it, which excludes the United States. Fees on EUR crypto pairs start at 0.15% maker and 0.25% taker.
How Bitvavo works
Bitvavo prices trades in four categories.
EUR crypto pairs start at 0.15% maker and 0.25% taker; USDC crypto pairs at 0.05% both sides; stablecoin pairs at 0.10%; and EURC/EUR at 0% maker and 0.01% taker. Stablecoin trades do not count toward the 30-day volume that sets your tier.
Margin positions pay the normal trading fee, an hourly borrowing fee of 0.0023% on listed assets, and a 2% liquidation fee if the position is closed automatically.
How to start with Bitvavo
- You must reside in a supported SEPA country such as Germany, France or the Netherlands.
- Residents of some overseas regions can register but need an ID or IBAN from a fully supported country.
- The United States is not on the list.
Bitvavo fees and limits
- SEPA deposits are free. iDEAL and Bancontact are free; Apple Pay, Google Pay and credit card cost 1.00%, PayPal 2.00%.
Crypto deposits are free, and withdrawal fees vary by asset.
Risks to know before using Bitvavo
- Margin trading can liquidate your position with a 2% fee.
- Staking shows a guaranteed APY even when protocol rewards fluctuate, per its fees page, so read its pricing policy before you opt in.
Bitvavo alternatives
Other exchanges US customers compare with Bitvavo.
US exchange run separately from Binance.com, with low order-book fees but limited state coverage.
The largest US-listed crypto exchange, with a simple buy screen and the Coinbase Advanced order book.
US-available crypto exchange with an instant-buy app and the Kraken Pro order book.
US crypto exchange and custodian, public since September 2025, available in all 50 states.
Crypto app available in every US state except New York, with fees shown in the trade preview.
Crypto trading inside the Robinhood app, commission-free by default with an optional exchange-routing mode.
Bitvavo pros and cons
- Entry fee 0.15% maker / 0.25% taker on EUR pairs
- Maker fee drops to 0.00% above EUR 10M 30-day volume
- Only SEPA-zone residents can open accounts, so no US access
- ID or IBAN from a fully supported SEPA country required
Bitvavo FAQ
What is Bitvavo?
Bitvavo is a European crypto exchange built around EUR trading pairs. Its help center states that it only supports users residing in the SEPA zone and that accounts cannot be created from outside it, which excludes the United States. Fees on EUR crypto pairs start at 0.15% maker and 0.25% taker.
Is Bitvavo available in the US?
Not available (SEPA-zone residents only), according to Bitvavo’s own page (checked Sep 26, 2026).
What are Bitvavo’s trading fees?
At the lowest volume tier: 0.15% maker / 0.25% taker. Higher-volume traders pay less.
Does Bitvavo hold my crypto?
Bitvavo is custodial: it holds the keys to your balance. To hold your own keys, withdraw to a self-custody wallet.
Sources
How this page works
Sources: Bitvavo: official site, Bitvavo: In which countries can I use Bitvavo, Bitvavo: Fees. Data as of Sep 26, 2026.
Not affiliated with any project listed. Educational content, not financial advice.