Wert

Card checkout for NFTs and a fiat on-ramp that Web3 projects embed to take card payments.

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Facts checked Sep 26, 2026

Wert key facts

CategoryFiat on-ramp
PlatformsWeb, API, SDK
US availabilityOn-ramp available except AL, AK, HI, NV, NM, NY, OR, VT, WA, WV, DC, PR and USVI
FeesPer-partner processing fee, minimum $1 or €1 per order
ChainsNetworks include Ethereum, Polygon, Base, Arbitrum, Solana, Bitcoin, TON and Tezos
About

What is Wert?

Wert is a card payment widget for NFT checkout and crypto on-ramp, operated by SHA2 Solutions OU and SHA2 Solutions Inc. Its docs list fiat on-ramp support in the US except 13 states and territories, including New York. Each order carries a fee of at least $1 or the percentage set in the partner agreement.

How Wert works

Wert is a checkout module that a partner project loads through its official SDK, @wert-io/widget-initializer.

Direct redirect links are not supported, and mobile apps embed a web page in a WebView. For plain on-ramp orders, Wert charges your card and sends the purchased coin to your wallet. For NFT checkout, Wert executes the partner's smart contract call from its own wallet on your behalf, paid for with the fiat you were charged, and you remain the recipient of the NFT or token.

Because the NFT flow can call a contract, projects also use it for other contract interactions such as token swaps. Wert's supported-coins list covers networks including Ethereum, Polygon, Base, Arbitrum, Solana, Bitcoin, TON and Tezos. A widget session lasts 60 minutes by default, and a partner that already handles login can ask Wert to extend it to 24 hours so you do not sign in twice.

How to start with Wert

  1. You only meet Wert inside a partner's site or app.
  2. Your first purchases can use non-document KYC: name, date of birth and billing address, with a lifetime cap of $1,000 for US residents on both crypto and NFTs.
  3. Above that you complete document KYC with ID, proof of address under three months old and a liveness check, though US residents can use just a driver's license plus liveness.
  4. Document KYC raises limits to $10,000 a week for crypto and $20,000 a week for NFTs.
  5. The minimum order is $1, or $30 for BTC.
  6. Crypto can be paid with Visa, Mastercard, Apple Pay, Google Pay, Cash App or SEPA, and NFT orders also accept AmEx, JCB and Discover.
  7. Only USD and EUR are supported.
  8. The fiat on-ramp is closed in Alabama, Alaska, Hawaii, Nevada, New Mexico, New York, Oregon, Vermont, Washington, West Virginia, Washington, D.C., Puerto Rico and the US Virgin Islands.
  9. NFT checkout works in all of them.

Wert fees and limits

  • That percentage is set in each partner's agreement, with a floor of $1 or €1 per order.

You pay any blockchain or gas fee plus Wert's processing fee on the order value. Partners can add an optional service fee on top, which Wert collects and passes to them, or they can sponsor processing and network fees so you pay none and the partner is invoiced monthly. Fees can therefore differ between two sites that both use Wert.

Risks to know before using Wert

  • Wert's FAQ describes it as a licensed virtual currency provider with a FinCEN registration in the US.
  • Non-document KYC limits apply for the lifetime of a profile, so once you reach $1,000 you must upload ID before the next purchase.
  • The fiat on-ramp is missing in 13 US states and territories, so check your state before you start a checkout.
  • End-user support runs through Wert's help center live chat or email.
Fiat on-rampWebAPISDK

Wert alternatives

Other projects people compare with Wert.

MoonPay

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Crypto on-ramp and off-ramp widget for wallets and dapps, plus its own app for buying, selling and swapping.

Coinbase

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Banxa

Fiat on-ramp and off-ramp infrastructure that exchanges and wallets embed to let users buy and sell crypto.

Guardarian

Fiat on-ramp and off-ramp for buying, selling and swapping crypto by card or bank transfer, with partner APIs.

Transak

Fiat on-ramp and off-ramp API and widget that wallets and exchanges embed to let users buy and sell crypto.

Where Wert ranks on DappAtlas

Wert pros and cons

Pros
  • US residents can buy up to $1,000 with non-document KYC
  • NFT checkout available in all listed US states
  • Accepts AmEx, JCB and Discover in addition to Visa and Mastercard
Cons
  • Fiat on-ramp unavailable in 13 US states and territories, including New York
  • Processing fee is set per partner and not published
  • Only USD and EUR supported

Wert FAQ

What is Wert?

Wert is a card payment widget for NFT checkout and crypto on-ramp, operated by SHA2 Solutions OU and SHA2 Solutions Inc. Its docs list fiat on-ramp support in the US except 13 states and territories, including New York. Each order carries a fee of at least $1 or the percentage set in the partner agreement.

How much does Wert cost?

Per-partner processing fee, minimum $1 or €1 per order, according to Wert’s own page (checked Sep 26, 2026).

Is Wert available in the US?

On-ramp available except AL, AK, HI, NV, NM, NY, OR, VT, WA, WV, DC, PR and USVI, according to Wert’s own page (checked Sep 26, 2026).

Sources

  1. Wert: official site
  2. Wert: Service availability
  3. Wert: General FAQ
  4. Wert: Supported coins and blockchains
  5. Wert: NFT Checkout
  6. Wert: About us

How this page works

Sources: Wert: official site, Wert: Service availability, Wert: General FAQ. Data as of Sep 26, 2026.

How we review

Not affiliated with any project listed. Educational content, not financial advice.