MoonPay
Fiat on-ramp and off-ramp for buying and selling crypto by card or bank, used directly or inside partner apps.
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MoonPay key facts
| Category | Fiat on-ramp |
|---|---|
| Platforms | Web, iOS, Android, API |
| Custody | Custodial |
| Fees | Up to 4.5% MoonPay fee, minimum up to $3.99 on small orders, plus network fee |
| US availability | Available via MoonPay USA LLC, licensed money transmitter in most states including New York |
What is MoonPay?
MoonPay is a fiat-to-crypto payment service for buying and selling digital assets, run in the US by MoonPay USA LLC (NMLS ID 2071245). Its US pricing disclosure caps the MoonPay fee at 4.5% for direct users, with a minimum fee of up to $3.99 on small orders, plus network and partner fees.
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MoonPay pros and cons
- Licensed as a money transmitter across US states, including a New York BitLicense
- Pricing disclosure publishes the maximum fee: up to 4.5%
- Usable directly on its site or inside partner wallets
- Fee of up to 4.5% plus network and ecosystem fees
- Minimum fee of up to $3.99 on small orders ($4.50 via partners)
- Non-USD purchases add 0.25% to 10% to the minimum fee
MoonPay FAQ
What is MoonPay?
MoonPay is a fiat-to-crypto payment service for buying and selling digital assets, run in the US by MoonPay USA LLC (NMLS ID 2071245). Its US pricing disclosure caps the MoonPay fee at 4.5% for direct users, with a minimum fee of up to $3.99 on small orders, plus network and partner fees.
How much does MoonPay cost?
Up to 4.5% MoonPay fee, minimum up to $3.99 on small orders, plus network fee, according to MoonPay’s own page (checked Sep 26, 2026).
Is MoonPay available in the US?
Available via MoonPay USA LLC, licensed money transmitter in most states including New York, according to MoonPay’s own page (checked Sep 26, 2026).
Does MoonPay hold my funds?
Yes. MoonPay is custodial: it holds the keys to your balance.
Sources
How this page works
Sources: MoonPay: official site, MoonPay: Pricing disclosure, MoonPay: Licenses and registrations. Data as of Sep 26, 2026.
Not affiliated with any project listed. Educational content, not financial advice.