We compared six Wert alternatives on features, fees and supported chains, and noted where each one falls short of Wert.
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Wert's on-ramp is unavailable in 12 US states and territories, including New York; MoonPay is the closest alternative that covers New York. Below are six Wert alternatives compared on US coverage, card fees and licenses.
Wert is a card payment widget for NFT checkout and crypto on-ramp, run by SHA2 Solutions OU and SHA2 Solutions Inc. Its fiat on-ramp works in the US except in 12 states and territories. Each order costs at least $1, or the percentage set in the partner's agreement, and it supports only USD and EUR. See the full Wert profile →
Wert's on-ramp is not available in AL, AK, HI, NV, NM, NY, OR, PR, USVI, VT, WA and WV, per its service availability page.
The processing fee is at least $1 per order or whatever percentage the partner agreed, so it is not published as one number.
Wert supports only two fiat currencies, which limits buyers paying in other currencies.
| Name | Best for | US availability |
|---|---|---|
| Wert ORIGINAL | Baseline | On-ramp available except AL, AK, HI, NV, NM, NY, OR, PR, USVI, VT, WA, WV |
| MoonPay | Wider state coverage | Available via MoonPay USA LLC, licensed money transmitter in most states including New York |
| Ramp Network | Bank and ACH buys | Available via Ramp Swaps LLC, a FinCEN-registered MSB; ACH purchases supported |
| Coinbase | Regular buyers | All 50 states |
| Banxa | Buying inside a wallet | Available via BNXA USA MTL Inc., FinCEN MSB with state money transmitter licenses |
| Guardarian | Wide coin choice | Available via partner Bridge Building Inc., a FinCEN-registered MSB |
| Transak | Large wire purchases | Not verified |
“Not verified” means we have not yet checked the value against the project’s own documentation.
MoonPay sells crypto directly and through partner apps, with a published fee cap of up to 4.5%. Limitation: it is a general on-ramp, not an NFT checkout widget, and small orders carry a minimum fee of up to $3.99.
Ramp publishes a cap per method: up to 3.9% on cards and up to 1.40% on manual bank transfers, and supports ACH in the US through Ramp Swaps LLC. Limitation: its US terms list state licenses in only nine states.
Instead of a per-purchase widget, you hold an account and can buy on the Coinbase Advanced order book at 0.40% maker / 0.60% taker. Limitation: coins stay with Coinbase until you withdraw them to your wallet.
Banxa runs in the US as BNXA USA MTL Inc. (NMLS 2347615) and mostly reaches users inside partner apps. Limitation: its published fee numbers are EU pricing (1.99% on cards plus a 2% to 4% spread), not a US schedule.
Guardarian buys, sells and swaps 200+ coins and serves US customers through Bridge Building Inc., a FinCEN-registered MSB. Limitation: it has no public fee schedule, so the cost is only visible in the quoted rate.
Transak is mostly embedded in wallets and publishes fees by method: card 3.99% + $1, bank 2% + $1, wire 0.75% + $9, plus a 0% to 2.5% spread. Limitation: US availability is not stated in its terms.
For New York and wider US coverage: MoonPay. For lower published fees: Ramp Network. For regular buys in all 50 states: Coinbase.
If you are in one of Wert's 12 excluded states, MoonPay or Coinbase are the practical US options; both list a New York license. If you want a published fee, Ramp Network and Transak publish per-method rates, while Wert's depends on the partner.
Educational content, not financial advice. Crypto assets are volatile; do your own research.
Its on-ramp excludes AL, AK, HI, NV, NM, NY, OR, PR, USVI, VT, WA and WV, per its service availability page.
MoonPay or Coinbase: MoonPay USA LLC and Coinbase both list a New York BitLicense.
At least $1 or €1 per order, or the percentage set in the partner agreement; there is no single public rate.
You can buy crypto with a card on MoonPay or Ramp Network, send it to your wallet, then pay for the NFT on its site.
Sources: Wert: service availability, Wert: general FAQ, MoonPay: pricing disclosure. Data as of Sep 26, 2026.
Not affiliated with any project listed. Educational content, not financial advice.