Transak
Fiat on-ramp and off-ramp API and widget that wallets and exchanges embed to let users buy and sell crypto.
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Transak key facts
| Category | Fiat on-ramp |
|---|---|
| Platforms | Web, API, SDK |
| Custody | Custodial |
| Fees | Card 3.99% + $1; bank transfer 2% + $1; wire 0.75% + $9; plus 0% to 2.5% spread |
| Chains | 45+ networks, 136+ assets |
What is Transak?
Transak is a fiat-to-crypto payment rail that wallets, exchanges and neobanks embed as a widget or white-label API. Its homepage lists 136+ assets across 45+ networks. On-ramp card purchases cost 3.99% + $1, bank transfers 2% + $1, and the rate includes a spread of 0% to 2.5% over the CoinGecko price.
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Transak pros and cons
- Wire transfer on-ramp at 0.75% + $9
- Off-ramp to card at 0.99%
- KYC reuse through KYC Reliance, so users skip duplicate checks
- Card and Apple Pay buys cost 3.99% + $1
- Extra spread of up to 2.5% is built into the quoted rate
- Minimum fees can apply on some payment methods
Transak FAQ
What is Transak?
Transak is a fiat-to-crypto payment rail that wallets, exchanges and neobanks embed as a widget or white-label API. Its homepage lists 136+ assets across 45+ networks. On-ramp card purchases cost 3.99% + $1, bank transfers 2% + $1, and the rate includes a spread of 0% to 2.5% over the CoinGecko price.
How much does Transak cost?
Card 3.99% + $1; bank transfer 2% + $1; wire 0.75% + $9; plus 0% to 2.5% spread, according to Transak’s own page (checked Sep 26, 2026).
Does Transak hold my funds?
Yes. Transak is custodial: it holds the keys to your balance.
Sources
How this page works
Sources: Transak: official site, Transak: Fees and pricing calculation, Transak: Homepage. Data as of Sep 26, 2026.
Not affiliated with any project listed. Educational content, not financial advice.