Triple-A
Licensed stablecoin payment provider for enterprises, with checkout, payouts and local currency settlement.
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Triple-A key facts
| Category | Crypto payments |
|---|---|
| Platforms | Web, API |
| US availability | FinCEN MSB 31000330633586; money transmitter licenses, NMLS ID 2514255 |
| Launched | 2020 |
| Chains | Bitcoin, Ethereum, Tron, Polygon, Lightning, Solana, Arbitrum; Binance Pay |
What is Triple-A?
Triple-A is a stablecoin payment provider for enterprises, founded in 2020. It says it serves 1,000+ businesses in 120+ countries. Its US entity is a FinCEN-registered money services business with state money transmitter licenses under NMLS ID 2514255, and it also holds licenses in France, Singapore and Canada.
How Triple-A works
Triple-A adds stablecoins to a merchant's checkout as a white-label payment option or sends payment requests by email invoice.
The customer picks a digital currency, pays from any wallet at a locked exchange rate, and the payment is confirmed within seconds. The merchant settles in stablecoins or local currency, with next-day bank settlement. Supported networks are Bitcoin, Ethereum (ERC20), Tron (TRC20), Polygon, Lightning, Solana and Arbitrum, plus the off-chain Binance Pay.
Payouts run the other way: stablecoin payouts to suppliers, sellers and affiliates, and local-currency payouts in 30+ currencies across 70+ countries. Crypto payment requests can be denominated in 47 local currencies, from USD and EUR to NGN and KES. If a customer overpays or underpays, Triple-A is alerted and contacts the merchant to arrange a refund or top-up.
How to start with Triple-A
- Every merchant goes through KYB, a mandatory business verification.
- You send the required documents to Triple-A's verification team, and it notifies you of the outcome within 3 to 14 business days after receiving everything.
- Triple-A may also ask your customers for proof of identity on a risk basis.
- Bank withdrawals need a balance of at least $3,000, the minimum settlement threshold.
- Services are not offered in countries such as Cuba, Iran, North Korea, Belarus and Sudan.
Triple-A fees and limits
- Triple-A's site shows no public price list; its terms, version dated April 20, 2026, describe two charges instead.
One is a percentage-based transaction fee on the payment amount. The other is a currency conversion spread applied to the exchange rate when a payment converts between currencies or digital assets. Contracted merchants negotiate fees at onboarding, and rates can be adjusted for volume, settlement arrangements, currencies and risk. If your monthly transaction fees fall short of an agreed minimum commitment, Triple-A takes the shortfall from your account balance. Fees exclude taxes such as VAT, GST or withholding tax.
Risks to know before using Triple-A
- Triple A Technologies, Inc. lists state money transmitter licenses in Arizona, Florida, Illinois, New Jersey, Pennsylvania, Washington and other states, and lists Colorado, Montana, North Carolina, Wisconsin and Wyoming as exempt.
- Applications are still in progress in New York (money transmitter and BitLicense), California (DFAL) and Texas.
- Settlement to your bank runs through Triple-A, so funds sit with it until the $3,000 threshold is met.
Triple-A alternatives
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Where Triple-A ranks on DappAtlas
Triple-A pros and cons
- US money transmitter licenses (NMLS ID 2514255)
- EU CASP and payment institution licenses in France
- Payouts in 30+ local currencies across 70+ countries
- No public fee schedule
- Aimed at enterprises; pricing via sales
- Founded in 2020, a shorter track record than older processors
Triple-A FAQ
What is Triple-A?
Triple-A is a stablecoin payment provider for enterprises, founded in 2020. It says it serves 1,000+ businesses in 120+ countries. Its US entity is a FinCEN-registered money services business with state money transmitter licenses under NMLS ID 2514255, and it also holds licenses in France, Singapore and Canada.
Is Triple-A available in the US?
FinCEN MSB 31000330633586; money transmitter licenses, NMLS ID 2514255, according to Triple-A’s own page (checked Sep 26, 2026).
Sources
- Triple-A: official site
- Triple-A: About us
- Triple-A: What networks does Triple-A support?
- Triple-A: Licenses and Disclosures
- Triple-A: Digital currency payments
- Triple-A: Supported settlement currencies
- Triple-A: Over and underpayments
- Triple-A: Payment confirmation time
- Triple-A: What is the KYB process?
- Triple-A: How long does it take to verify my account?
- Triple-A: Minimum settlement threshold
- Triple-A: Why can't I use Triple-A in my country?
- Triple-A: General terms and conditions
How this page works
Sources: Triple-A: official site, Triple-A: About us, Triple-A: What networks does Triple-A support?. Data as of Oct 1, 2026.
Not affiliated with any project listed. Educational content, not financial advice.