Stripe Stablecoin Payments
Stripe payment method that lets businesses accept USDC and other stablecoins and settle in local currency.
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Stripe Stablecoin Payments key facts
| Category | Crypto payments |
|---|---|
| Chains | EthereumSolanaPolygonBaseTempo |
| Platforms | Web, API |
| US availability | US businesses in all states except New York |
| Chains | USDC on Tempo, Ethereum, Solana, Polygon and Base; USDP on Ethereum and Solana (US only); USDG on Ethereum (US only) |
What is Stripe Stablecoin Payments?
Stripe Stablecoin Payments is a Stripe payment method that lets businesses accept stablecoins in Checkout, Elements, Billing and Payment Links. Customers pay USDC on Tempo, Ethereum, Solana, Polygon or Base, and funds settle to the Stripe balance in local currency. US businesses in every state except New York can use it.
How Stripe Stablecoin Payments works
When a customer picks Crypto at checkout, Stripe redirects them to crypto.stripe.com, where they choose a stablecoin and network, connect a wallet and approve the payment.
They can then be sent back to your site. You price in USD; other presentment currencies are in private preview. Payout timing varies by network.
The payment method works in Checkout, Elements, Payment Links, Invoicing and Billing subscriptions. Connect platforms can accept it for all charge types, but each connected account must have the crypto payment method enabled, either from its own Dashboard or through the crypto_payments capability. Manual capture is not supported, and refunds use the standard Stripe refund flow.
How to start with Stripe Stablecoin Payments
- You need a Stripe account.
- In Dashboard settings under Payment methods, request Stablecoins and Crypto.
- Stripe reviews the request, shows it as Pending and may ask for details; once approved it turns on.
- With dynamic payment methods in Payment Links, hosted or embedded Checkout or Elements, eligible customers see the option with no code changes.
- A Checkout Session needs all line_items in usd.
Risks to know before using Stripe Stablecoin Payments
- Stablecoin payments have no dispute process, so customers cannot file chargebacks, but refunds always go back as stablecoins to the original wallet, and partial refunds are supported.
- Each customer payment is capped at $10,000.
- Businesses in New York cannot use the method, and customers in sanctioned countries are excluded.
Stripe Stablecoin Payments alternatives
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Where Stripe Stablecoin Payments ranks on DappAtlas
Stripe Stablecoin Payments pros and cons
- Settles in USD, so the merchant holds no crypto
- Works with subscriptions, invoices and Connect
- No disputes or chargebacks
- Not available to businesses in New York
- Customer limit of $10,000 per transaction
- Refunds always go back as stablecoins; no manual capture
Stripe Stablecoin Payments FAQ
What is Stripe Stablecoin Payments?
Stripe Stablecoin Payments is a Stripe payment method that lets businesses accept stablecoins in Checkout, Elements, Billing and Payment Links. Customers pay USDC on Tempo, Ethereum, Solana, Polygon or Base, and funds settle to the Stripe balance in local currency. US businesses in every state except New York can use it.
Which chains does Stripe Stablecoin Payments support?
Ethereum,Solana,Polygon,Base,Tempo.
Is Stripe Stablecoin Payments available in the US?
US businesses in all states except New York, according to Stripe Stablecoin Payments’s own page (checked Sep 26, 2026).
Sources
How this page works
Sources: Stripe Stablecoin Payments: official site, Stripe: Accept stablecoin payments, Stripe Docs: Accept stablecoin payments (Checkout). Data as of Sep 26, 2026.
Not affiliated with any project listed. Educational content, not financial advice.