BitPay
Crypto payment processor that lets merchants accept Bitcoin, Ethereum and stablecoins and settle in fiat.
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BitPay key facts
| Category | Crypto payments |
|---|---|
| Platforms | Web, API, Plugins |
| Fees | Under $500,000/mo: 2% + 25¢; $500,000 to $999,999: 1.5% + 25¢; $1,000,000+: 1% |
| US availability | US merchants supported; NMLS ID 1496848; NY DFS virtual currency authorization |
| Launched | 2011 |
What is BitPay?
BitPay is a crypto payment processor for merchants, founded in 2011. Its pricing page lists a fee of 2% + 25 cents per transaction under $500,000 monthly volume, falling to 1% at $1,000,000 and above. It accepts BTC, BCH, ETH, DOGE, LTC, XRP and stablecoins such as USDC and DAI.
BitPay pros and cons
- Fee drops to 1% at $1,000,000+ monthly volume
- Registered with NMLS (ID 1496848) and authorized by the NY DFS
- In business since 2011
- 2% + 25 cents fee below $500,000 monthly volume
- Higher fees for high-risk industries
- Fixed 25 cent per-transaction charge on small orders
BitPay FAQ
What is BitPay?
BitPay is a crypto payment processor for merchants, founded in 2011. Its pricing page lists a fee of 2% + 25 cents per transaction under $500,000 monthly volume, falling to 1% at $1,000,000 and above. It accepts BTC, BCH, ETH, DOGE, LTC, XRP and stablecoins such as USDC and DAI.
How much does BitPay cost?
Under $500,000/mo: 2% + 25¢; $500,000 to $999,999: 1.5% + 25¢; $1,000,000+: 1%, according to BitPay’s own page (checked Sep 26, 2026).
Is BitPay available in the US?
US merchants supported; NMLS ID 1496848; NY DFS virtual currency authorization, according to BitPay’s own page (checked Sep 26, 2026).
Sources
How this page works
Sources: BitPay: official site, BitPay: Pricing, BitPay: About. Data as of Sep 26, 2026.
Not affiliated with any project listed. Educational content, not financial advice.