Crypto payments

BitPay

Crypto payment processor that lets merchants accept Bitcoin, Ethereum and stablecoins and settle in fiat.

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Facts checked Sep 26, 2026

BitPay key facts

CategoryCrypto payments
PlatformsWeb, API, Plugins
FeesUnder $500,000/mo: 2% + 25¢; $500,000 to $999,999: 1.5% + 25¢; $1,000,000+: 1%
US availabilityUS merchants supported; NMLS ID 1496848; NY DFS virtual currency authorization
Launched2011
About

What is BitPay?

BitPay is a crypto payment processor for merchants, founded in 2011. Its pricing page lists a fee of 2% + 25 cents per transaction under $500,000 monthly volume, falling to 1% at $1,000,000 and above. It accepts BTC, BCH, ETH, DOGE, LTC, XRP and stablecoins such as USDC and DAI.

Crypto paymentsWebAPIPlugins

BitPay pros and cons

Pros
  • Fee drops to 1% at $1,000,000+ monthly volume
  • Registered with NMLS (ID 1496848) and authorized by the NY DFS
  • In business since 2011
Cons
  • 2% + 25 cents fee below $500,000 monthly volume
  • Higher fees for high-risk industries
  • Fixed 25 cent per-transaction charge on small orders

BitPay FAQ

What is BitPay?

BitPay is a crypto payment processor for merchants, founded in 2011. Its pricing page lists a fee of 2% + 25 cents per transaction under $500,000 monthly volume, falling to 1% at $1,000,000 and above. It accepts BTC, BCH, ETH, DOGE, LTC, XRP and stablecoins such as USDC and DAI.

How much does BitPay cost?

Under $500,000/mo: 2% + 25¢; $500,000 to $999,999: 1.5% + 25¢; $1,000,000+: 1%, according to BitPay’s own page (checked Sep 26, 2026).

Is BitPay available in the US?

US merchants supported; NMLS ID 1496848; NY DFS virtual currency authorization, according to BitPay’s own page (checked Sep 26, 2026).

Sources

  1. BitPay: official site
  2. BitPay: Pricing
  3. BitPay: About

How this page works

Sources: BitPay: official site, BitPay: Pricing, BitPay: About. Data as of Sep 26, 2026.

How we review

Not affiliated with any project listed. Educational content, not financial advice.