ether.fi
Non-custodial crypto neobank that began as ETH staking (eETH, weETH) and adds a Cash card, borrowing and vaults.
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ether.fi key facts
| Category | Liquid staking |
|---|---|
| Chains | Ethereum |
| Platforms | Web |
| Custody | Non-custodial |
| US availability | Stake allowed; Liquid not available to US residents |
| Security audits | 45+ reports from Certora, CertiK, Halborn, Nethermind, Zellic and others |
| Launched | 2023 |
| Token | ETHFI (governance); eETH and weETH (staking) |
What is ether.fi?
ether.fi is a non-custodial crypto neobank that started in 2023 as an Ethereum staking protocol. Staking ETH mints eETH, a rebasing token, or weETH, its wrapped form. It now adds the Cash card, borrowing and Liquid vaults. In September 2026 a legacy withdrawal contract exploit cost users about $40K; ether.fi says it is reimbursing in full.
ether.fi usage
From DefiLlama (TVL) (fees users paid), updated Sep 26, 2026.
ether.fi pros and cons
- More than 45 public audit reports since February 2023
- US residents can use the Stake service
- eETH and weETH stay usable across DeFi
- Liquid vaults not available to US residents
- Legacy AtomicQueue exploit in September 2026 took about $40K from users
- Tokenized stocks and metals not offered in the US
ether.fi FAQ
What is ether.fi?
ether.fi is a non-custodial crypto neobank that started in 2023 as an Ethereum staking protocol. Staking ETH mints eETH, a rebasing token, or weETH, its wrapped form. It now adds the Cash card, borrowing and Liquid vaults. In September 2026 a legacy withdrawal contract exploit cost users about $40K; ether.fi says it is reimbursing in full.
How much value is locked in ether.fi?
$6.2B according to DefiLlama on Sep 26, 2026. It is deployed on 5 chains: Arbitrum, Base, Ethereum, Scroll, Optimism.
How much do users pay ether.fi in fees?
$13.5M over the last 30 days, according to DefiLlama on Sep 26, 2026.
Is ether.fi available in the US?
Stake allowed; Liquid not available to US residents, according to ether.fi’s own page (checked Sep 26, 2026).
Does ether.fi hold my funds?
No. ether.fi is non-custodial: you keep your funds in your own wallet and sign each transaction.
Sources
How this page works
Sources: ether.fi: official site, ether.fi: Terms of Use, ether.fi: Docs, Audits. Data as of Sep 26, 2026.
Not affiliated with any project listed. Educational content, not financial advice.