DeFi Saver
Non-custodial app for managing DeFi loans with automated leverage and liquidation protection.
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DeFi Saver key facts
| Category | Yield platform |
|---|---|
| Platforms | Web |
| Custody | Non-custodial |
| Fees | 0.05% per automation; swaps 0.01% to 0.25% |
| Open source | Yes, MIT license |
| Chains | 19 networks |
| US availability | Partly: perpetual futures closed to US persons |
What is DeFi Saver?
DeFi Saver is a non-custodial app for managing lending and borrowing positions in DeFi protocols, with automations that repay or boost loans when ratios move. Its site lists 19 networks. Each triggered automation costs 0.05%, and swaps inside strategies cost 0.01% to 0.25%.
How DeFi Saver works
DeFi Saver manages lending positions on protocols such as Aave, Compound, Spark, Fluid, Morpho, Maker, Sky and Liquity.
Positions sit in a Smart Wallet you own, by default a Safe, or the older Maker DSProxy. The Smart Wallet lets several steps run in one transaction: Repay withdraws collateral, swaps it and pays down debt atomically, and Boost borrows and buys more collateral, often using flash loans.
Automations watch your ratio and trigger Repay or Boost at thresholds you set, with triggers and outcomes checked on-chain. They can only touch the position, not the rest of your wallet. Other tools include Loan Shifter to move positions between protocols, Recipe Creator for custom transactions, Smart Savings for stablecoin yield and a swap tool comparing 6 DEX aggregators.
How to start with DeFi Saver
- Connect a self-custody wallet at defisaver.com.
- Positions are created and managed through a Smart Wallet that you own.
- Standard supply, withdraw, borrow and payback actions cost only gas.
- Automation gas is paid from the position when it triggers, so your wallet does not need spare ETH for it.
DeFi Saver fees and limits
- Actions with a swap, such as Boost, Repay, leveraged create or close and collateral or debt switches, pay 0.01% on stablecoin pairs, 0.10% on correlated pairs like ETH to wstETH and 0.25% on uncorrelated pairs.
- Each triggered automation adds 0.05% of the transaction size.
- Aave flash loans cost 0.09%; Balancer, dYdX and Morpho flash loans are free.
Simple protocol actions and holding a position are free. The Exchange tool and TxSaver have no DeFi Saver fee.
Risks to know before using DeFi Saver
- Automation can fail to act in time during network congestion, RPC or API outages, or a crash faster than its triggers, and parts of the contracts are upgradeable through team multisigs.
- You also carry the risk of the underlying lending protocol.
- After the April 18, 2026 KelpDAO rsETH bridge exploit, WETH utilization on Aave hit 100%, leaving users unable to withdraw ETH collateral until DeFi Saver enabled Collateral Switch and Repay with aWETH.
DeFi Saver usage
From DefiLlama (TVL) (fees users paid), updated Nov 10, 2026.
DeFi Saver alternatives
Other projects people compare with DeFi Saver.
On-chain asset management and tokenized fund infrastructure: Enzyme Onyx, Blue vaults and Myso options.
Yield trading protocol that splits yield-bearing tokens into principal (PT) and yield (YT) tokens.
Yield aggregator whose yVaults pool deposits and run automated strategies across DeFi protocols.
Multichain yield optimizer whose vaults auto-compound rewards from farms and liquidity pools.
Platform that boosts Curve liquidity provider rewards without users locking CRV themselves.
Where DeFi Saver ranks on DappAtlas
Listed next to DeFi Saver
- Morpho Lending protocol
DeFi Saver pros and cons
- Automations that repay debt before liquidation
- Smart contracts public on GitHub under MIT license
- Keeping an automation enabled has no fee
- 0.25% fee on swaps of uncorrelated assets
- 0.05% fee on each triggered automation
- May fall back to Aave flash loans with a 0.09% fee
- Perpetual futures are closed to US persons
DeFi Saver FAQ
What is DeFi Saver?
DeFi Saver is a non-custodial app for managing lending and borrowing positions in DeFi protocols, with automations that repay or boost loans when ratios move. Its site lists 19 networks. Each triggered automation costs 0.05%, and swaps inside strategies cost 0.01% to 0.25%.
How much value is locked in DeFi Saver?
$323.3M according to DefiLlama on Nov 10, 2026. It is deployed on 4 chains: Ethereum, Arbitrum, Optimism, Base.
How much does DeFi Saver cost?
0.05% per automation; swaps 0.01% to 0.25%, according to DeFi Saver’s own page (checked Sep 26, 2026).
How much do users pay DeFi Saver in fees?
$316,028.3 over the last 30 days, according to DefiLlama on Nov 10, 2026.
Is DeFi Saver available in the US?
Partly: perpetual futures closed to US persons, according to DeFi Saver’s own page (checked Sep 26, 2026).
Does DeFi Saver hold my funds?
No. DeFi Saver is non-custodial: you keep your funds in your own wallet and sign each transaction.
Sources
How this page works
Sources: DeFi Saver: official site, DeFi Saver: Automation fees, GitHub: defisaver-v3-contracts. Data as of Sep 26, 2026.
Not affiliated with any project listed. Educational content, not financial advice.