Yield aggregators charge in different ways: Beefy takes up to 9.5% of harvest rewards on new vaults, Convex 17% of CRV rewards, and Morpho curators up to 50% of interest. Yearn and Beefy show APY after their fees. The six platforms here automate compounding, route deposits across lending markets, or manage leverage for you.
Quick answer
Yearn is the best yield aggregator for Ethereum users: APY is shown net of fees and single-asset vaults generally carry no management fee. Use Beefy for the most chains, Convex for Curve LP tokens and Morpho for curated lending vaults.
- 01Yearn: Best overall
- 02Beefy: Best multichain
- 03Convex Finance: best for Curve LP tokens
- 04Morpho: Best lending vaults
- 05DeFi Saver: best for managing loans
The 6 best yield aggregators
Yearn yVaults pool deposits and run automated strategies, and the app shows net APY after fees. Single-asset vaults generally have no management fee. Vault code audited by MixBytes, ChainSecurity and Trail of Bits.
- Chains
- Ethereum and other EVM networks
- Platforms
- Web
- Custody
- Non-custodial
- Fees
- Dynamic per vault (formerly 20% performance, 2% management); single-asset vaults generally no management fee
- Security audits
- MixBytes, ChainSecurity, Trail of Bits
Pros
- APY shown net of fees and compounding
- Single-asset vaults generally carry no management fee
- Vault code audited by MixBytes, ChainSecurity and Trail of Bits
Cons
- Governance is a 6-of-9 multisig with no timelock, by design
- Fees vary by vault rather than one published rate
- Returns depend on the other protocols a strategy uses
Skip it if you want timelocked governance: a 6-of-9 multisig can change vaults at once.
Beefy vaults auto-compound farm rewards on 41 chains and include the performance fee in the APY shown: 4.05% on older vaults, up to 9.5% on new ones.
- Chains
- 41 chains, mostly EVM
- Platforms
- Web
- Custody
- Non-custodial
- Fees
- Performance fee on harvest rewards, up to 9.5% on new vaults
- Security audits
- Reports in the beefy-audits GitHub repository
Pros
- Displayed APY already includes performance fees
- Fee split published line by line
- Audit reports published on GitHub
Cons
- New vaults can take up to 9.5% of harvest rewards
- Vault safety depends on the underlying farm
- Many chains and vaults to vet one by one
Skip it if you only use Ethereum mainnet: Beefy's strength is breadth across chains.
Convex stakes Curve LP tokens with its pooled veCRV boost, so you earn boosted CRV without locking CRV. It takes 17% of CRV rewards.
- Chains
- Ethereum
- Platforms
- Web
- Custody
- Non-custodial
- Fees
- 17% of CRV rewards
- Security audits
- MixBytes (April 2021)
Pros
- Boosted CRV rewards with no CRV lock of your own
- Fee split published line by line
- Audited by MixBytes
Cons
- 17% fee on CRV rewards
- Depends on Curve pools and CRV emissions
- Main audit listed dates from April 2021
Skip it if you hold no Curve LP tokens: Convex only works with Curve pools.
Morpho vaults, run by independent curators, allocate deposits across isolated lending markets. Curators set a performance fee capped at 50% of interest. Audits include Spearbit and ChainSecurity.
- Chains
- Ethereum, Base and other EVM networks
- Platforms
- Web, SDK
- Custody
- Non-custodial
- Security audits
- Spearbit, ChainSecurity, Zellic, Blackthorn, Certora and others
- Fees
- Vault performance fee set by curator, capped at 50% of interest (Vaults V2)
Pros
- Long public audit list, with Spearbit, ChainSecurity and Zellic reviews in 2025 and 2026
- Isolated markets keep one market's bad debt away from others
- Formal verification with Certora
Cons
- Vault curators can charge a performance fee of up to 50% of interest
- Vault risk depends on the curator you pick
- More choices to compare than a single-pool protocol
Skip it if you will not compare curators: fee and risk differ vault to vault.
DeFi Saver automates repaying or boosting DeFi loans when ratios move, across 19 networks. Each triggered automation costs 0.05%, and its code is open source under MIT.
- Platforms
- Web
- Custody
- Non-custodial
- Fees
- 0.05% per automation; swaps 0.01% to 0.25%
- Open source
- Yes, MIT license
- Chains
- 19 networks
Pros
- Automations that repay debt before liquidation
- Smart contracts public on GitHub under MIT license
- Keeping an automation enabled has no fee
Cons
- 0.25% fee on swaps of uncorrelated assets
- 0.05% fee on each triggered automation
- May fall back to Aave flash loans with a 0.09% fee
Skip it if you just want passive yield: DeFi Saver manages positions, it does not farm.
Enzyme lets managers run onchain funds and vaults on EVM chains. Blue vaults pay a 50 bps protocol fee, cut to 25 bps when paid in MLN.
- Chains
- EVM chains
- Platforms
- Web, API, SDK
- Custody
- Non-custodial
- Fees
- 50 bps protocol fee on Blue vaults, 25 bps if paid in MLN
- Token
- MLN
Pros
- Operating since 2017
- Protocol fee drops from 50 to 25 bps when paid in MLN
- Vaults can be deployed on any EVM chain
Cons
- 50 bps protocol fee on assets if not paid in MLN
- Each vault lives on a single chain; bridging is up to the manager
- Aimed at managers and institutions more than individual users
Skip it if you are an individual depositor: Enzyme is built for managers.
Yield Aggregators compared
Select a name to jump to its review.
| Name | Best for | Fees | Chains | Custody | Token |
|---|
| Yearn | Ethereum vaults | Dynamic per vault (formerly 20% performance, 2% management); single-asset vaults generally no management fee | Ethereum and other EVM networks | Non-custodial | Not verified |
|---|
| Beefy | Auto-compounding on 41 chains | Performance fee on harvest rewards, up to 9.5% on new vaults | 41 chains, mostly EVM | Non-custodial | BIFI |
|---|
| Convex Finance | Boosting Curve rewards | 17% of CRV rewards | Ethereum | Non-custodial | CVX; cvxCRV |
|---|
| Morpho | Curated lending yield | Vault performance fee set by curator, capped at 50% of interest (Vaults V2) | Ethereum, Base and other EVM networks | Non-custodial | Not verified |
|---|
| DeFi Saver | Automated leverage | 0.05% per automation; swaps 0.01% to 0.25% | 19 networks | Non-custodial | Not verified |
|---|
| Enzyme | Running onchain vaults | 50 bps protocol fee on Blue vaults, 25 bps if paid in MLN | EVM chains | Non-custodial | MLN |
|---|
“Not verified” means we could not confirm the value on the project’s own pages.
How we rank yield aggregators
- 01Published fees: performance, management and protocol fees from each platform's own docs.
- 02Net APY display: whether the app shows yield after fees.
- 03Audits: named auditors or published reports.
- 04Chains: networks with live vaults.
- 05Control: who can change strategies and how fast.
No project paid to be listed or ranked. Full rules: methodology.
How to choose
Compare fee bases, not just rates
A 17% fee on CRV rewards (Convex) and a 50 bps fee on assets (Enzyme Blue) are charged on different things. A fee on assets costs you even in a flat month.
An aggregator adds a layer of risk
Your deposit carries the aggregator's contract risk plus every protocol its strategy uses.
Check who controls strategies
Yearn governance is a 6-of-9 multisig with no timelock by design; Morpho vault risk depends on the curator.
Gas decides the chain
Auto-compounding saves gas by sharing it, but deposits and withdrawals on Ethereum mainnet still cost more than on Base or Arbitrum.
Who should skip all of these
- Anyone who needs principal protection: vaults can lose money through strategy or contract failure.
- Traders who want to control every position: aggregators decide the strategy for you.
- Tiny balances on Ethereum mainnet: deposit and withdrawal gas can exceed a year of yield.
Bottom line
Yearn for Ethereum vaults, Beefy for breadth across chains, Convex for Curve LPs, Morpho for curated lending yield.
Compare what each fee is charged on, and remember an aggregator stacks its own risk on top of the protocols it uses.
Educational content, not financial advice. Crypto assets are volatile; do your own research.
FAQ
What is a yield aggregator?
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A protocol that pools deposits and moves them through DeFi strategies, harvesting and compounding rewards so you do not have to.
Which yield aggregator has the lowest fees?
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Yearn single-asset vaults generally have no management fee, and Beefy older vaults take 4.05% of harvest rewards. Fees vary by vault, so check the vault page before depositing.
Are yield aggregators safe?
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They reduce effort, not risk. Your deposit depends on the aggregator's contracts and on every protocol a strategy touches.
Is Yearn still active?
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Yes. Its docs were last updated in September 2026 and describe v3 vaults with dynamic fees.
What changed in this list
2026-09-26First version: 6 platforms, fees checked on each project's docs.