Rabby is the best software wallet for EVM networks: it charges 0.25% on in-app swaps, while MetaMask charges 0.875%. This list covers ten self-custody apps that run on a phone, in a browser or on a desktop computer, including three that charge no fee of their own on swaps (OKX Wallet, Exodus and Status). A software wallet keeps keys on an internet-connected device, so pair it with a hardware wallet for large balances.
Quick answer
Rabby for Ethereum and EVM networks (0.25% swap fee, open source), Phantom for Solana, and Exodus if you want a desktop app for Windows, macOS or Linux with Bitcoin and many other coins.
- 01Rabby: best for EVM networks
- 02Phantom: best for Solana
- 03Exodus: Best desktop app
- 04MetaMask: best for dApp support
- 05Zerion: best for DeFi tracking
The 10 best software wallets
Rabby charges 0.25% on in-app swaps and previews the balance change before every signature. Its code is open source, and it runs as an extension, desktop app and mobile app. It supports EVM networks only.
- Custody
- Self-custody
- Chains
- EVM networks
- Platforms
- Extension, iOS, Android, Desktop
- Swap fee
- 0.25%
- US availability
- Yes
Pros
- Balance-change preview before every signature
- Automatic network switching
- Lower in-app swap fee (0.25%)
Cons
- EVM networks only, no Solana or Bitcoin
- Smaller user base, so fewer dApps name it in their docs
Skip it if you hold Solana or Bitcoin: Rabby does not support them.
Phantom started on Solana and now also covers Ethereum, Base, Polygon, Sui and Bitcoin in one app, with scam-token warnings. Its swap fee is 0.85%.
- Custody
- Self-custody
- Chains
- Solana, EVM, Sui, Bitcoin
- Platforms
- Extension, iOS, Android
- Swap fee
- 0.85%
- US availability
- Yes
Pros
- Solana, Bitcoin and EVM in one app
- Scam-token and malicious-transaction warnings
- Strong Solana dApp support
Cons
- 0.85% fee on in-app swaps
- Fewer EVM networks than MetaMask
- Custom EVM networks cannot be added by hand
Skip it if you mostly use Ethereum dApps and swap often: Rabby charges 0.25%.
Exodus runs on Windows, macOS and Linux as well as iOS and Android, and pairs with Trezor and Ledger devices. It keeps none of the network fee on sends; swaps go through third-party providers with a spread in the quote.
- Custody
- Self-custody
- Chains
- Bitcoin, Ethereum, Solana and many other networks
- Platforms
- iOS, Android, Windows, macOS, Linux
- Swap fee
- No separate fee; spread included in the quote
- US availability
- Yes
Pros
- 100% of network fees go to the network, per its support page
- Pairs with Trezor and Ledger hardware wallets
- 24/7 live human support
Cons
- Swaps include a spread that Exodus does not publish as a fixed rate
- Tokenized stocks are only offered in select regions
- Balances under 0.00001501 BTC are added to the fee when sending
Skip it if you want a fixed, published swap rate: Exodus does not publish the spread.
MetaMask is the wallet most EVM dApps test against first, it added Solana accounts in 2025, and its code is open source. Its in-app swap fee is 0.875%, the highest published rate here.
- Custody
- Self-custody
- Chains
- EVM networks, Solana, Bitcoin, Tron
- Platforms
- Extension, iOS, Android
- Swap fee
- 0.875%
- US availability
- Yes
Pros
- Works with almost every EVM dApp
- Open-source code
- Extension and mobile app with one seed phrase
Cons
- 0.875% fee on in-app swaps, higher than most wallets here
- Solana support is newer than in Solana-first wallets
Skip it if you swap inside the wallet often: a $1,000 swap costs $8.75 in MetaMask fees.
Zerion shows tokens and DeFi positions across EVM networks and Solana in one view and previews each transaction. Swaps cost 0.67%, or 0.25% with its paid Premium plan.
- Custody
- Self-custody
- Chains
- EVM and Solana
- Platforms
- iOS, Android, Extension
- Swap fee
- 0.67% (0.25% with Premium)
- US availability
- Yes
Pros
- DeFi positions across chains in one view
- Transaction preview before signing
- Works on EVM networks and Solana
Cons
- 0.67% Zerion fee on in-app swaps and bridges
- Lower 0.25% fee needs a paid Premium plan, EVM wallets only
Skip it if you do not want a subscription to reach the lower swap fee.
OKX Wallet covers EVM, Solana, Bitcoin and more, with swap and bridge tools built in. Its user agreement says OKX charges no service fee for the wallet software; gas and third-party protocol fees still apply.
- Custody
- Self-custody
- Chains
- EVM, Solana, Bitcoin and more
- Platforms
- iOS, Android, Extension, Web
- Swap fee
- No OKX service fee; third-party protocol and gas fees apply
- US availability
- US users covered by the wallet’s user agreement
Pros
- No OKX service fee on the wallet software
- Swap, bridge and DeFi in one app
- Wallet agreement has terms for US users under New York law
Cons
- OKX reserves the right to add service fees
- Third-party protocol fees still apply on swaps
Skip it if you want a lasting fee promise: the same agreement lets OKX add service fees.
#7I
Best for stablecoin swaps
imToken swaps through its Tokenlon exchange at 0.04% between stablecoins and 0.1% to 0.3% on other pairs. It has run since 2016 and its site lists 50+ networks.
- Custody
- Self-custody
- Chains
- Bitcoin, Ethereum, EVM and Layer 2 networks, TRON
- Platforms
- iOS, Android
- Swap fee
- 0.04% stablecoins; 0.1% to 0.3% other pairs
- US availability
- Yes
Pros
- Stablecoin swaps on Tokenlon cost 0.04%
- 50+ networks supported, per its site
- Optional imKey Pro hardware wallet ($109.99) for offline signing
Cons
- 0.1% to 0.3% fee on non-stablecoin swaps
- No desktop app or browser extension
- Its token-core library on GitHub is archived
Skip it if you need a browser extension or desktop app: imToken is iOS and Android only.
Status combines an Ethereum wallet, a private messenger and a web3 browser, with desktop builds for macOS, Windows and Linux. Its code is on GitHub, and it says it charges no fee of its own on swaps.
- Custody
- Self-custody
- Chains
- Ethereum and EVM networks
- Platforms
- iOS, Android, Windows, macOS, Linux
- Swap fee
- No Status fee; swap provider and network fees apply
- US availability
- Yes
Pros
- No Status fee on swaps, per its help center
- Desktop apps for macOS, Windows and Linux
- Source code public on GitHub (status-im/status-app)
Cons
- Swap service fee is set by the third-party provider and not listed
- Users of the old mobile app must migrate to the new Status app
- Default swap slippage is 0.5%, so small trades can fail if set lower
Skip it if you need Solana or Bitcoin: Status covers Ethereum and EVM networks.
#9R
Best for Ethereum on mobile
Rainbow is an open-source wallet for Ethereum and its layer-2 networks, with iOS, Android and extension versions and clear token and NFT views. It shows its swap fee in the app before each swap but publishes no fixed rate.
- Custody
- Self-custody
- Chains
- Ethereum and L2s
- Platforms
- iOS, Android, Extension
- Swap fee
- Shown in the app before each swap; no fixed rate published
- US availability
- Yes
Pros
- Clean mobile interface for tokens and NFTs
- L2 networks set up by default
- Open-source code
Cons
- Swap fee is shown in the app but not published as a fixed rate
- Ethereum and L2s only, no Solana
Skip it if you need Solana or other non-EVM chains.
Trust Wallet covers EVM and many non-EVM chains in one mobile app, with in-app staking for some coins and a browser extension.
- Custody
- Self-custody
- Chains
- EVM and many non-EVM chains
- Platforms
- iOS, Android, Extension
- Swap fee
- Not verified
- US availability
- Yes
Pros
- Many chains in one mobile app
- In-app staking for some coins
- Extension and mobile app
Cons
- Swap fee is not stated as one clear rate
- Browser extension is less widely used with dApps than MetaMask
Skip it if you want to know the swap fee in advance: Trust Wallet does not state one rate on a page we could check.
Not on this list
Coinbase Wallet: Ranked in our best crypto wallets list. We left it out here because its swap fee of up to 1%, plus DEX aggregator fees, is above every fixed rate on this list.
Software Wallets compared
Select a name to jump to its review.
| Name | Best for | Custody | Chains | Swap fee | US availability |
|---|
| Rabby | Ethereum and L2 users | Self-custody | EVM networks | 0.25% | Yes |
|---|
| Phantom | Solana first, plus EVM | Self-custody | Solana, EVM, Sui, Bitcoin | 0.85% | Yes |
|---|
| Exodus | Windows, macOS and Linux | Self-custody | Bitcoin, Ethereum, Solana and many other networks | No separate fee; spread included in the quote | Yes |
|---|
| MetaMask | Widest EVM dApp support | Self-custody | EVM networks, Solana, Bitcoin, Tron | 0.875% | Yes |
|---|
| Zerion | Portfolio and DeFi view | Self-custody | EVM and Solana | 0.67% (0.25% with Premium) | Yes |
|---|
| OKX Wallet | Swaps, bridges and DeFi | Self-custody | EVM, Solana, Bitcoin and more | No OKX service fee; third-party protocol and gas fees apply | US users covered by the wallet’s user agreement |
|---|
| imToken | Stablecoins on mobile | Self-custody | Bitcoin, Ethereum, EVM and Layer 2 networks, TRON | 0.04% stablecoins; 0.1% to 0.3% other pairs | Yes |
|---|
| Status | Wallet plus private chat | Self-custody | Ethereum and EVM networks | No Status fee; swap provider and network fees apply | Yes |
|---|
| Rainbow | Ethereum and L2s on a phone | Self-custody | Ethereum and L2s | Shown in the app before each swap; no fixed rate published | Yes |
|---|
| Trust Wallet | Many chains on mobile | Self-custody | EVM and many non-EVM chains | Not verified | Yes |
|---|
Swap fee: The wallet’s own fee on in-app swaps, excluding network gas. US availability: Listed in the US App Store. “Not verified” means we could not confirm the value on the project’s own pages.
How we rank software wallets
- 01Swap fee: the wallet’s own fee on in-app swaps, excluding gas, from its help or fee page. A fee we could not find counts against the wallet.
- 02Chains: the networks the wallet supports natively, without a bridge or second app.
- 03Platforms: phone, browser extension and desktop apps.
- 04Open source: whether the wallet’s code is public on GitHub.
- 05US availability: listed in the US App Store, or US users covered by the wallet’s own terms.
No project paid to be listed or ranked. Full rules: methodology.
What we did not test
- We did not open accounts, deposit money or place trades with these services.
- We did not audit smart contracts, reserves or security claims ourselves; we report what the project and its auditors publish.
- Fees, limits and availability change; the list date shows when we last checked them.
Rubric last updated Sep 26, 2026. Crypto assets are not insured by the FDIC or SIPC, and you can lose all the money you put in. This page is educational content, not financial advice.
How to choose
01Pick by chain first
Rabby, Rainbow and Status cover EVM networks only. Phantom, MetaMask and Zerion add Solana; Exodus, OKX Wallet and Trust Wallet cover Bitcoin and many other chains.
02Check who sets the swap price
Some wallets publish a percentage (Rabby 0.25%, MetaMask 0.875%). Exodus, OKX Wallet and Status charge no fee of their own but route through providers whose spread or fee is in the quote. Compare the amount you receive, not the headline fee.
03Extension or desktop app
A browser extension is what most dApps connect to. A desktop app such as Exodus or Status suits holding and sending without a browser.
04Keep large balances off a hot device
Every wallet here keeps keys on a phone or computer. Exodus pairs with Trezor and Ledger devices, and MetaMask and Rabby can connect to a hardware wallet; see our best hardware wallets list.
Who should skip all of these
- Anyone who needs a password reset: losing the seed phrase means losing the funds.
- Large long-term savings: a hardware wallet keeps keys off an internet-connected device.
- Teams and treasuries: a multisig wallet requires several approvals per transaction; see our best multisig wallets list.
Bottom line
Use Rabby for EVM networks and Phantom for Solana; add Exodus if you want a desktop app for Bitcoin and many other coins.
Where a wallet charges no fee of its own, compare the amount you receive, since the provider’s spread is in the quote.
Educational content, not financial advice. Crypto assets are volatile; do your own research.
FAQ
What is a software wallet?
±
An app on a phone, computer or browser that holds your private keys on that device. All ten here are self-custody: no company can move your funds or reset your access.
Which software wallet has the lowest swap fee?
±
imToken charges 0.04% between stablecoins and 0.1% to 0.3% on other pairs. Among EVM wallets with one flat rate, Rabby charges 0.25%. OKX Wallet, Exodus and Status charge no fee of their own, but provider fees or spreads apply.
Is a software wallet safe enough?
±
For everyday amounts, yes, if you store the seed phrase offline and install only the official app. For larger balances, sign with a hardware wallet.
Which software wallets have a desktop app?
±
Exodus and Status have apps for Windows, macOS and Linux, and Rabby has a desktop app. The others run as a browser extension or on mobile.
Are these wallets available in the US?
±
Nine are listed in the US App Store. OKX Wallet’s user agreement includes terms for US users.
What changed in this list
2026-09-26First version: 10 software wallets, swap fees checked on each wallet’s own pages.
2026-09-26Rainbow no longer publishes a fixed swap fee; text updated to say it shows the fee in the app before each swap.
2026-09-26Coinbase Wallet swap fee updated to up to 1%, per Coinbase's help page.
2026-09-26Zerion swap fee updated to 0.67%, or 0.25% with Premium, per its help center.
Who made this page
✓
Fact check
Checked against 7 sourcesLast check: Sep 26, 2026
A value we could not confirm on the project’s own pages is marked “Not verified” instead of estimated.
How we review