ZenGo
Self-custody crypto wallet that uses MPC instead of a seed phrase, with email and cloud-file recovery.
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ZenGo key facts
| Category | Crypto wallet |
|---|---|
| Custody | Self-custody |
| Chains | Bitcoin, EVM and other chains |
| Platforms | iOS, Android |
| Swap fee | Up to 4% exchange fee, plus liquidity fees |
| US availability | Yes |
| Main security feature | MPC key split between user and ZenGo, no seed phrase |
| Open source | Not stated |
What is ZenGo?
ZenGo is a self-custody wallet that replaces the seed phrase with MPC: signing is split between the user's device and ZenGo so neither side sees the other's secret. Recovery needs email authentication plus a recovery file kept in the user's own cloud storage; 3D FaceLock is optional since May 23, 2024. The App Store listing cites 380+ assets.
ZenGo pros and cons
- No seed phrase to lose or have stolen
- No Zengo fee to send, receive or store crypto
- Pro adds a Web3 firewall, theft protection and inheritance-style Legacy Transfer
- Swap exchange fee of up to 4% plus liquidity fees
- Losing the cloud recovery file makes the wallet unrecoverable, and Zengo cannot help
- Key features such as Theft Protection need the paid Pro plan
ZenGo FAQ
What is ZenGo?
ZenGo is a self-custody wallet that replaces the seed phrase with MPC: signing is split between the user's device and ZenGo so neither side sees the other's secret. Recovery needs email authentication plus a recovery file kept in the user's own cloud storage; 3D FaceLock is optional since May 23, 2024. The App Store listing cites 380+ assets.
Is ZenGo a self-custody wallet?
Yes. ZenGo gives you a seed phrase and does not hold your funds. If you lose the phrase, no one can restore access.
Which chains does ZenGo support?
ZenGo supports Bitcoin, EVM and other chains.
Is ZenGo free?
ZenGo is free to download. You pay network gas on transactions and a Up to 4% exchange fee, plus liquidity fees wallet fee on in-app swaps.
Is ZenGo available in the US?
Yes. ZenGo is listed in the US App Store (checked Sep 26, 2026).
Which platforms does ZenGo run on?
iOS, Android.
Sources
How this page works
Sources: ZenGo: official site, ZenGo Help: How does swap work?, US App Store listing. Data as of Sep 26, 2026.
Not affiliated with any project listed. Educational content, not financial advice.