Privy Wallet Infrastructure

Embedded wallet and login infrastructure for apps, owned by Stripe.

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Facts checked Sep 26, 2026

Privy key facts

CategoryDeveloper infrastructure
ChainsEVM and Solana
PlatformsWeb, iOS, Android, API
PricingCore $299/month (500 to 2,499 MAU); Scale $499/month (2,500 to 9,999 MAU)
Free planUp to 500 MAU, 50K signatures and $1M volume per month
CompanyStripe (acquisition announced June 11, 2025)
Security auditsCure53, Zellic, Doyensec; SOC 2 Type I and Type II
Open sourcePartly: shamir-secret-sharing library is open source
US availabilityAvailable: terms name no country restrictions
About

What is Privy?

Privy is a developer platform for adding embedded wallets and user login to apps. Stripe announced its acquisition of Privy on June 11, 2025. Its pricing page lists a free plan for up to 500 monthly active users and says it powers 120M+ accounts for 2,000+ teams.

How Privy works

When Privy creates a wallet, an AWS Nitro Enclave generates 128 bits of entropy, turns it into a BIP-39 mnemonic and derives an HD wallet.

The entropy is split with Shamir's secret sharing into an enclave share, encrypted with the TEE's key, and an auth share that Privy stores encrypted and releases only against valid credentials. Both shares are required. The key is rebuilt only inside the enclave, only for the duration of a signing operation, and only for transactions that pass the wallet's policies.

Wallets can be embedded for users or controlled by your servers through the API. Key quorums let you require m-of-n approvals from authorization keys and users, nested one level deep, with thresholds enforced inside the TEE. Users sign in by email, SMS, social accounts or passkeys, and Privy supports hCaptcha or Turnstile to filter bots.

How to start with Privy

  1. In a React or Next.js app, wrap the app in PrivyProvider, call useLoginWithEmail to send and verify a one-time code, and configure embedded wallets to be created on login.
  2. SDKs also exist for React Native, Swift, Android, Flutter, Unity, Node.js, Python, Go, Rust, Ruby, Java and plain REST.
  3. A monthly active user is anyone with at least one active session in the last 30 days, however many wallets they connect.

Privy fees and limits

  • Developer plans are free under 500 MAUs, $299 per month for 500 to 2,499 and $499 per month for 2,500 to 9,999, each with 50,000 signatures and $1M transaction volume free monthly.
  • Above 10,000 MAUs or 50,000 signatures, pay-as-you-go applies: a $2,000 base fee, $0.05 per extra MAU and $0.01 per extra signature.
  • Enterprise contracts can price by signature, from $0.001 each, and add premium SLAs, dedicated support, webhooks and SSO.

Hitting a tier limit upgrades you automatically, with the new price billed the next month. Billable signatures include eth_sendTransaction, personal_sign, eth_signTypedData_v4 and signMessage and signTransaction calls from embedded wallets. For sustained usage past the pay-as-you-go threshold, Privy suggests a custom Enterprise plan, which it says is typically cheaper and more predictable.

Risks to know before using Privy

  • Privy calls its wallets non-custodial, but every signature is produced inside its enclaves and needs the auth share that Privy stores.
  • It reports audits by Cure53, Zellic and Doyensec, SOC 2 Type I and Type II compliance, and a HackerOne bug bounty, and its Shamir library is open source.
  • If you cancel a paid plan after passing 500 MAUs, new users can no longer sign up.
Developer infrastructureWebiOSAndroidAPI

Privy alternatives

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Where Privy ranks on DappAtlas

Privy pros and cons

Pros
  • Free plan covers up to 500 MAU, 50K signatures and $1M transaction volume per month
  • Wallet connectors for EVM and Solana
  • Login by email, SMS, social accounts and passkeys
Cons
  • Paid plans start at $299 per month for up to 2,500 MAU
  • Webhooks, SSO and dedicated support need an Enterprise contract
  • Owned by Stripe since 2025, so the roadmap depends on a payments company

Privy FAQ

What is Privy?

Privy is a developer platform for adding embedded wallets and user login to apps. Stripe announced its acquisition of Privy on June 11, 2025. Its pricing page lists a free plan for up to 500 monthly active users and says it powers 120M+ accounts for 2,000+ teams.

Which chains does Privy support?

EVM and Solana.

How much does Privy cost?

Core $299/month (500 to 2,499 MAU); Scale $499/month (2,500 to 9,999 MAU), according to Privy’s own page (checked Sep 26, 2026). Free plan: Up to 500 MAU, 50K signatures and $1M volume per month.

Is Privy available in the US?

Available: terms name no country restrictions, according to Privy’s own page (checked Sep 26, 2026).

Sources

  1. Privy: official site
  2. Privy: Pricing
  3. Privy Blog: Privy and Stripe
  4. Privy Docs: Security overview
  5. Privy: Developer Terms of Service
  6. Privy Docs: Security architecture
  7. Privy Docs: Key quorums
  8. Privy Docs: Wallets overview
  9. Privy Docs: React quickstart

How this page works

Sources: Privy: official site, Privy: Pricing, Privy Blog: Privy and Stripe. Data as of Sep 26, 2026.

How we review

Not affiliated with any project listed. Educational content, not financial advice.