Koinly
Crypto tax software that imports exchange and wallet history and generates tax reports such as IRS Form 8949.
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Koinly key facts
| Category | Crypto tax software |
|---|---|
| Platforms | Web |
| Pricing | Newbie $49, Hodler $99, Trader from $199 per tax year (100, 1,000 and 3,000+ transactions) |
| Free plan | Free plan: up to 10,000 transactions, portfolio tracking and gains preview; no tax report downloads |
| US availability | Form 8949 and Schedule D; export to TurboTax and TaxACT |
| Chains | 800+ exchanges and wallets |
What is Koinly?
Koinly is crypto tax software that imports transactions from exchanges and wallets and calculates capital gains and income. Its homepage says it connects to 800+ exchanges and wallets. US users get Form 8949 and Schedule D, and paid plans run from $49 to $199+ per tax year by transaction count.
How Koinly works
Koinly pulls history through exchange API sync, CSV files, xPub, yPub and zPub keys for Bitcoin wallets, and automatic sync for EVM chains, Solana, Cardano and other networks.
It stores API keys encrypted with AES-256-GCM and does not need private keys. Smart transfer matching pairs deposits and withdrawals between your own accounts, and a double-entry ledger per asset flags negative balances when history is missing. It can also migrate data from CoinTracking and CoinTracker.
Large exchange orders that fill as hundreds of trades are grouped into one transaction, and spam plus most small reward transactions are excluded from your count. Gains can be calculated with FIFO, LIFO, average cost, HIFO or wallet-based Spec ID. Koinly covers mining, staking, lending, airdrops and margin trades, and uses price history for 20,000+ cryptocurrencies.
How to start with Koinly
- Create a free account; no credit card is needed.
- Add every exchange and wallet, then open the Tax Reports page, where you can see capital gains and income for any year before buying.
- Buy the plan for the tax year you need and download Form 8949, Schedule D or a TurboTax or TaxACT export.
- You can generate unlimited reports for that year.
- Koinly also produces specialized reports for the USA, Canada, Australia, the UK, Germany, Norway, Denmark and Sweden.
Koinly fees and limits
- Paid plans are per tax year: Newbie $49 (100 transactions), Hodler $99 (1,000) and Trader from $199 (3,000, with higher tiers up to 10,000+).
Free covers up to 10,000 transactions and tracking but no report downloads. Regular accounts support up to 100,000 transactions, and you can buy extra transactions in the app or request a custom quote. Upgrades cost only the difference. Koinly accepts cards and BTC, ETH, DAI or USDC. Each purchase covers one tax year, so catching up on past years means buying each year separately.
Risks to know before using Koinly
- Koinly hosts on Heroku and processes payments through Stripe.
- It recommends disabling withdrawal and trading permissions on any API key you connect.
- Refunds are narrow: the terms allow them only within 7 days of purchase, only before you download any report, and only for a bug Koinly cannot fix in reasonable time.
- The terms also state that Koinly's output is not a substitute for tax, legal or accounting advice from a licensed professional, and that no fiduciary relationship is created.
Koinly alternatives
Other projects people compare with Koinly.
Crypto tax software, formerly Crypto Tax Calculator, that categorizes transactions and generates tax reports.
Crypto tax software and accounting firm that generates IRS Form 8949 and can file returns through in-house CPAs.
Crypto tax software with DIY plans and tax-professional prepared returns for US filers.
Crypto tax software that imports exchange, wallet and blockchain data and generates IRS Form 8949.
Crypto tax and portfolio tracking app that builds cost basis across exchanges and wallets and outputs tax forms.
Where Koinly ranks on DappAtlas
Koinly pros and cons
- Free plan tracks up to 10,000 transactions and previews gains before you pay
- Form 8949, Schedule D and TurboTax or TaxACT export on all paid plans
- Accepts payment in BTC, ETH, DAI or USDC as well as cards
- Tax reports require a paid plan; the free plan has no downloads
- Newbie plan covers only 100 transactions per tax year
- Each plan covers one tax year, so extra years cost extra
Koinly FAQ
What is Koinly?
Koinly is crypto tax software that imports transactions from exchanges and wallets and calculates capital gains and income. Its homepage says it connects to 800+ exchanges and wallets. US users get Form 8949 and Schedule D, and paid plans run from $49 to $199+ per tax year by transaction count.
How much does Koinly cost?
Newbie $49, Hodler $99, Trader from $199 per tax year (100, 1,000 and 3,000+ transactions), according to Koinly’s own page (checked Sep 26, 2026). Free plan: Free plan: up to 10,000 transactions, portfolio tracking and gains preview; no tax report downloads.
Is Koinly available in the US?
Form 8949 and Schedule D; export to TurboTax and TaxACT, according to Koinly’s own page (checked Sep 26, 2026).
Sources
How this page works
Sources: Koinly: official site, Koinly: Pricing, Koinly: Homepage. Data as of Sep 26, 2026.
Not affiliated with any project listed. Educational content, not financial advice.