Aave
Non-custodial lending protocol where users supply crypto to earn interest and borrow against collateral.
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Aave key facts
| Category | Lending protocol |
|---|---|
| Chains | Ethereum and other EVM networks |
| Platforms | Web |
| Custody | Non-custodial |
| Fees | Flash loan fee 0.05% at deployment, changeable by governance |
| Security audits | 65 audits and AI-assisted reviews; $5M+ bug bounty |
| Token | AAVE; GHO stablecoin |
What is Aave?
Aave is a decentralized, non-custodial lending protocol: users supply crypto assets to earn interest and borrow against collateral. Its security page lists 65 audits and AI-assisted reviews and a live bug bounty of $5M+. Flash loans carry a fee set at 0.05% at deployment, changeable by governance vote.
Aave usage
From DefiLlama (TVL) (fees users paid), updated Sep 26, 2026.
Aave pros and cons
- Security page lists 65 audits and AI-assisted reviews
- Bug bounty rewards of $5M+ listed on its security page
- Flash loans for developers, with a 0.05% fee at deployment
- Positions are liquidated when the Health Factor falls below 1
- Borrow rates rise faster above the optimal utilization point
- Flash loan fee can be changed by governance vote
Aave FAQ
What is Aave?
Aave is a decentralized, non-custodial lending protocol: users supply crypto assets to earn interest and borrow against collateral. Its security page lists 65 audits and AI-assisted reviews and a live bug bounty of $5M+. Flash loans carry a fee set at 0.05% at deployment, changeable by governance vote.
How much value is locked in Aave?
$19.2B according to DefiLlama on Sep 26, 2026. It is deployed on 23 chains: Ethereum, Base, Arbitrum, Plasma, Avalanche, Monad and others.
How much does Aave cost?
Flash loan fee 0.05% at deployment, changeable by governance, according to Aave’s own page (checked Sep 26, 2026).
How much do users pay Aave in fees?
$36.4M over the last 30 days, according to DefiLlama on Sep 26, 2026.
Does Aave hold my funds?
No. Aave is non-custodial: you keep your funds in your own wallet and sign each transaction.
Sources
How this page works
Sources: Aave: official site, Aave: Flash loans guide, Aave: Security. Data as of Sep 26, 2026.
Not affiliated with any project listed. Educational content, not financial advice.